Punjab National Bank (PNB) is one of India’s oldest and most trusted public sector banks. Known for its wide range of financial products, PNB has become a preferred choice for individuals seeking loans for personal or family needs. Among its offerings, personal loans are popular because they are unsecured, meaning no collateral is required. A … Read more
Millions of people in India still don’t have a permanent house. To support such families, the Government of India started the Pradhan Mantri Awas Yojana – Gramin (PMAY-G) in 2016. The aim is to provide strong and safe homes to poor families living in rural areas without proper housing. Every year, the government releases a … Read more
The Assam government has introduced a special housing loan subsidy program called the Apun Ghar Home Loan Subsidy Scheme. This scheme is designed especially for state government employees so they can buy or build their own homes at much lower interest rates. By offering subsidized loans, the government is making housing more affordable and reducing … Read more
The Delhi Government has recently launched a new welfare scheme for women named Delhi Mahila Samridhi Yojana. This scheme is designed to help economically weaker women by giving them direct financial assistance every month. The announcement was made on 8th March 2025, on the occasion of International Women’s Day. Under this scheme, eligible women will … Read more
Life Insurance Corporation of India (LIC) has launched a new fixed deposit-like scheme for senior citizens, offering guaranteed monthly income and higher returns than regular bank FDs. This scheme is designed for people aged 60 years and above, aiming to provide financial security post-retirement. The scheme allows investment from ₹1 lakh to ₹15 lakh, with … Read more
The Madhya Pradesh government continues to support women through the Ladli Behna Yojana, a scheme aimed at empowering women financially and socially. Under this program, women receive monthly financial assistance directly in their bank accounts, helping them manage household expenses, children’s education, health, and nutrition. In 2025, women across the state are eagerly waiting for … Read more
In a major move that could change the lives of millions of pensioners, the Union Cabinet has approved significant changes to the pension system. These reforms aim to strengthen the financial condition of pensioners, provide relief from inflation, and ensure a secure future. Starting April 2025, several new schemes and rules will come into effect, … Read more
The Kerala government has been working continuously to improve its education system, and the Samagra Shiksha Kerala Scheme is one of the most important initiatives. This scheme is part of the national Samagra Shiksha programme, which covers schooling from pre-primary to higher secondary (Class 12). The main purpose of the scheme is to provide equal … Read more
The Andhra Pradesh government has announced a big relief scheme for poor and vulnerable people in the state. The NTR Bharosa Pension Scheme will start from 1st September 2025, and the budget for the six-month period (April to September) has been fixed at ₹32,143 crore. The pension will be given through direct bank transfer, and … Read more
Ration cards play an important role in India’s public distribution system. In Kerala, lakhs of families depend on ration cards to receive subsidised food items like rice, wheat, sugar, and pulses. The state government has made it easier for citizens to check whether their names are included in the Kerala Ration Card List through an … Read more